Mortgage Documents Required by Some Banks for the
Pre-qualification or Pre-approval Process
Before you set out to purchase a home, it is first necessary to determine how much home you can afford. The information listed below gives you a general idea what a lender may require when they qualify you to see how much you can afford for a loan and/or to apply for a mortgage.
Employment History (2 Years)
Self-Employed – Tax returns (2 Years) Personal and Business {All pages}
Prior Year W2 Forms
Current Pay Stub(s)
Residence History
Bank Accounts (2 Most Recent Statements)
Monthly Debt Information
Divorce Decree (If applicable)
Lease/Rental Agreements
Mortgage and Account Numbers
Current Title Policy, Warranty Deed & Survey (If Refinance)
Insurance Binder
Any Foreclosure or Short Sale history-docs and exact date of occurence
Depending on which lender you choose, the list may vary and additional proof may be required.
All information is deemed to be accurate; however not guaranteed.
